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Car4Less

The promise

The CashBack Guarantee

Up to R3 000 a month, paid in real cash onto your own Mastercard — guaranteed for qualifying buyers, with no premium to pay.

The effective instalment

R6 500 normal instalment

less R3 000 cashback value proposition

= R3 500 effective instalment

T&C's apply. Illustrative example only.

How it works

Four steps to guaranteed cashback

  1. 1

    Buy your new car

    Purchase any new car through Car4Less and join the Post & Share programme. Your bank finance and monthly debit order stay exactly as normal.

  2. 2

    Complete your participation

    Create, post and share approved Car4Less content through authorised channels, at the prescribed quantity and frequency.

  3. 3

    Your activity leads to a sale

    When a qualifying new-vehicle sale is directly and verifiably traced back to your participation, your cashback qualifies.

  4. 4

    Get paid — guaranteed

    Up to R3 000 is paid onto your own Mastercard rewards card. Real money in your hands, every qualifying cycle — guaranteed.

CashBack Guarantee — questions

What is the CashBack Guarantee?+

It's the promise behind the Post & Share Payment Saver Plan: qualifying new-car buyers receive a guaranteed cashback value proposition of up to R3 000, backed by a contingency-based performance guarantee framework established between Car4Less and selected major South African underwriting institutions.

How is the cashback paid?+

Onto your own Mastercard rewards card, issued and administered by an approved, regulated financial services provider. You can spend it anywhere Mastercard is accepted, or put it straight towards your instalment.

What makes it 'guaranteed'?+

Once you fully meet the participation requirements and your activity verifiably leads to a sale, the cashback is guaranteed through the performance guarantee framework. It is not an insurance product for you — you pay no premium and hold no policy.

Who can claim under the guarantee framework?+

Only Car4Less. The framework is Car4Less's own facility with its underwriting institutions — participants pay no premium, hold no policy and have no direct or indirect claim under it. Car4Less performs the final assessment of every qualifying cycle under the Terms & Conditions, and any payment made outside strict qualification is ex gratia — voluntary, without admission of liability.

Do I have to qualify every time?+

Yes — the programme works on an all-or-nothing basis per cycle. Complete the prescribed participation and generate a verifiable, attributable sale, and the cashback is guaranteed. Miss the requirements and that cycle doesn't qualify.

Is this the same as Shop & Save?+

No. The CashBack Guarantee covers Post & Share (the Payment Saver Plan), paid in real cash onto a Mastercard. Shop & Save is a separate programme that unlocks reward discounts on your everyday shopping at loyalty partners. Each runs under its own rules.

Start earning every month

Browse 1 318 new cars below retail — then let your participation do the rest.