Bank finance partners
Financed by South Africa's major banks
Every Car4Less Programme Car is financed through the Car4Less finance application — the only way applications reach the institutions that fund every new car in the country. One application, handled for you, signed directly with the bank.
Our funders
The finance partners
WesBank
South Africa's largest vehicle-finance house and part of the FirstRand group — the default funder for a huge share of new cars on local roads.
Absa Vehicle & Asset Finance
The dedicated vehicle-finance arm of one of the big-four banks, offering competitive rates and flexible terms.
MFC, a division of Nedbank
A major player in the franchise-dealer finance channel, well known for its service to new-car buyers.
Standard Bank Vehicle & Asset Finance
Full-service vehicle funding from one of the country's largest banks, with nationwide reach.
Bank names and logos are the property of their respective owners and are referenced here as the finance institutions to which Car4Less submits applications made through the Car4Less finance application.
Finance partners — questions
Which banks finance my Car4Less car?+
The major vehicle-finance institutions: WesBank, Absa, MFC (a division of Nedbank) and Standard Bank. Between them they fund the overwhelming majority of new cars in South Africa. Applications reach them only through the Car4Less finance application.
Does Car4Less apply on my behalf?+
Yes — and that is the only way a car is financed through Car4Less, at its Car4Less price or as a Programme Car. You apply once through the Car4Less finance application and we submit it to the banks, handle the verification, and confirm your approved deal. You sign your finance agreement directly with the bank that approves you.
Can I arrange private finance or buy with cash instead?+
No. Private finance is not accepted and cash purchases are not permitted. Finance for any car through Car4Less, at its Car4Less price or as a Programme Car, is arranged exclusively through the Car4Less finance application and submitted to the major banks.
Does buying through Car4Less change my interest rate?+
No. Your rate is set by the bank based on your credit profile and deposit, exactly as it would be anywhere. The value Car4Less adds comes through the Payment Saver Plan: a potential ex gratia cash-back of up to R3 000 a month that effectively lowers your monthly vehicle cost, subject to the plan's terms and Car4Less's determination.
Do I deal with the bank directly?+
For the finance agreement and your monthly debit order, yes — once Car4Less has submitted your application and the bank has approved it, that relationship is between you and your bank, under standard terms.
Apply once, drive for less
Choose any of 1 318 new cars as a Programme Car — and apply for finance through Car4Less.