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Car4Less

Bank finance partners

Financed by South Africa's major banks

Car4Less arranges your vehicle finance through the institutions that fund every new car in the country — one application, handled for you, signed directly with the bank.

Our funders

The finance partners

WesBank

South Africa's largest vehicle-finance house and part of the FirstRand group — the default funder for a huge share of new cars on local roads.

Absa Vehicle & Asset Finance

The dedicated vehicle-finance arm of one of the big-four banks, offering competitive rates and flexible terms.

MFC, a division of Nedbank

A major player in the franchise-dealer finance channel, well known for its service to new-car buyers.

Standard Bank Vehicle & Asset Finance

Full-service vehicle funding from one of the country's largest banks, with nationwide reach.

Bank names and logos are the property of their respective owners and are referenced here as the finance institutions through which Car4Less submits applications.

Finance partners — questions

Which banks finance my Car4Less car?+

The major vehicle-finance institutions: WesBank, Absa, MFC (a division of Nedbank) and Standard Bank. Between them they fund the overwhelming majority of new cars in South Africa.

Does Car4Less apply on my behalf?+

Yes. You apply once through Car4Less and we submit your application to the banks, handle the verification, and confirm your approved deal. You sign your finance agreement directly with the bank that approves you.

Does buying through Car4Less change my interest rate?+

No. Your rate is set by the bank based on your credit profile and deposit, exactly as it would be anywhere. Car4Less simply gets you the car at a better price — which means a smaller amount financed and less interest over the term.

Do I deal with the bank directly?+

For the finance agreement and your monthly debit order, yes — that relationship is between you and your bank, under standard terms. Car4Less never sits between you and your bank.

Apply once, drive for less

Browse 1 318 new cars below retail — and we'll handle the finance for you.