Finance Approval Flow
Car4Less makes finance painless: you apply once and we do the legwork with the banks. Here's the flow.
- 1
Apply once through Car4Less
No trekking from bank to bank — a single application gets things moving.
- 2
Submitted to the major banks
WesBank, Absa, MFC and Standard Bank — the institutions that finance every new car.
- 3
Verification
The banks verify your details and assess your application.
- 4
Approval
Your approved deal is confirmed, with your rate set by your credit profile and deposit.
- 5
Sign with the bank
You sign your finance agreement directly with the bank, mostly online.
- 6
Drive for less
Pay your normal monthly debit order — on a car bought below retail.
Finance — questions
Does Car4Less affect my interest rate?+
No. Your rate is set by the bank based on your profile and deposit, exactly as anywhere — Car4Less simply gets you the car for less, so you finance a smaller amount.
Where can I see this in action?+
Browse the showroom of 1 318 new cars below retail, or chat to a Car4Less consultant on WhatsApp — they'll walk you through exactly how it works for the car you want.