The Payment Saver Plan — Post & Share + Shop & Save
The Payment Saver Plan has two qualifying parts: Post & Share and Shop & Save. Meet both, and you may receive a single ex gratia cash-back of up to R3 000 a month. Here's how they fit together around you.
At the centre
Up to R3 000 / month
Post & Share
The posting requirement of the Payment Saver Plan: three approved posts a day on each platform.
Up to R3 000 / month*
Publish three approved posts a day on each of Facebook, Instagram, TikTok, YouTube and LinkedIn, every day, using approved Car4Less content; every post is approved by Car4Less before it is released. No vehicle sale has to result from your posts. *Ex gratia, subject to the plan's terms and Car4Less's determination.
Shop & Save
The verified-shopping requirement of the Payment Saver Plan, with Checkers, Pick n Pay, Dis-Chem and Shoprite.
The second part of the same plan: the groceries and essentials you already buy are verified through your till slips. It is a qualifying requirement, not a second payment — whether you qualify is assessed by Car4Less under the plan's terms and T&C's.
Mastercard payout
Where Car4Less decides to pay, the cash-back is paid into your Mastercard rewards card.
The card is in your name and is issued and administered by a regulated provider, so you can put the money towards your instalment, fuel or anything else. Payment is ex gratia and at Car4Less's determination.
Loyalty partners
Shop & Save runs through South Africa's biggest retailers — the participating partners for the verified-shopping requirement.
Guaranteed funding provision
The R3 000 funding provision is guaranteed by Car4Less's performance guarantee, a contingency policy it holds with its underwriters.
Guaranteed funding*
Guaranteed funding. Conditional participation. Discretionary payment. Car4Less holds this policy itself, paying a single premium for the overall risk, and it applies according to its policy terms. Participants pay no premium, are not a party to it and have no claim under it. *Guaranteed funding does not mean automatic cash-back: your cash-back stays conditional on your participation and is paid ex gratia at Car4Less's discretion.
Your effective instalment
Meeting both parts of the plan may bring your effective monthly cost of ownership down.
One plan, one potential benefit: an ex gratia payment of up to R3 000 a month, not R3 000 per part.
Rewards — questions
Are Post & Share and Shop & Save two separate payments?+
No — they are two parts of one plan. Both are qualifying requirements of the Payment Saver Plan, and the plan's single potential benefit is an ex gratia payment of up to R3 000 a month, subject to the plan's terms and Car4Less's determination.
Where can I see this in action?+
Browse the showroom of 1 318 new cars, apply through the Car4Less finance application, or chat to a Car4Less consultant on WhatsApp — they'll walk you through exactly how the Programme Car and the Payment Saver Plan work for the car you want.
Ready to drive for less every month?
Browse 1 318 new cars — any one as a Programme Car, financed through Car4Less, with the Payment Saver Plan attached.